Business Analyst take-home calculator

Business analysts bridge business and delivery teams on change initiatives. Day rates depend on sector, with financial services typically paying more.

Typical day rate

£350–£600

Inside IR35 take-home*

£60,071/yr

Outside IR35 take-home*

£66,056/yr

*At £450/day over 220 billable days. Outside IR35 (limited company) is £5,985/year better at this rate.

Work out your take-home

Pre-filled with a typical business analyst rate — change it to match your contract.

Advanced options

Inside IR35 (umbrella)

£60,071/yr

You keep 61% of the contract value

Assignment rate£99,000
Umbrella margin-£1,150
Employer NI-£12,055
Apprenticeship levy-£427
Income tax (PAYE)-£21,579
Employee NI-£3,718
Take-home pay£60,071

Outside IR35 (limited company)

£66,056/yr

You keep 67% of the contract value

Company revenue£99,000
Director salary-£12,570
Employer NI on salary-£1,136
Corporation tax-£18,853
Dividend tax-£12,955
Income tax + NI on salary-£0
Take-home pay£66,056

Outside IR35 (limited company) leaves you £5,985/year better off at this rate.

Questions

What is a typical business analyst day rate in the UK?

Business Analyst day rates in the UK typically fall between £350 and £600, with around £450 a common mid-point. Your rate depends on experience, location, sector and IR35 status.

How much does a business analyst take home after tax?

At £450 a day over 220 billable days, take-home is roughly £60,071 inside IR35 (umbrella) or £66,056 outside IR35 (limited company) for 2025/26. Adjust the calculator for your exact figures.