Cyber Security Consultant take-home calculator

Security consultants and testers are in persistent demand, with certifications and clearance lifting rates. Specialist incident-response and architecture work sits at the top.

Typical day rate

£450–£900

Inside IR35 take-home*

£73,854/yr

Outside IR35 take-home*

£81,717/yr

*At £600/day over 220 billable days. Outside IR35 (limited company) is £7,862/year better at this rate.

Work out your take-home

Pre-filled with a typical cyber security consultant rate — change it to match your contract.

Advanced options

Inside IR35 (umbrella)

£73,854/yr

You keep 56% of the contract value

Assignment rate£132,000
Umbrella margin-£1,150
Employer NI-£16,341
Apprenticeship levy-£570
Income tax (PAYE)-£35,796
Employee NI-£4,289
Take-home pay£73,854

Outside IR35 (limited company)

£81,717/yr

You keep 62% of the contract value

Company revenue£132,000
Director salary-£12,570
Employer NI on salary-£1,136
Corporation tax-£27,598
Dividend tax-£21,550
Income tax + NI on salary-£0
Take-home pay£81,717

Outside IR35 (limited company) leaves you £7,862/year better off at this rate.

Questions

What is a typical cyber security consultant day rate in the UK?

Cyber Security Consultant day rates in the UK typically fall between £450 and £900, with around £600 a common mid-point. Your rate depends on experience, location, sector and IR35 status.

How much does a cyber security consultant take home after tax?

At £600 a day over 220 billable days, take-home is roughly £73,854 inside IR35 (umbrella) or £81,717 outside IR35 (limited company) for 2025/26. Adjust the calculator for your exact figures.