Locum Social Worker take-home calculator

Locum social workers cover statutory roles across children's and adults' services. Rates are often quoted hourly and depend on specialism and local authority demand.

Typical day rate

£200–£400

Inside IR35 take-home*

£41,290/yr

Outside IR35 take-home*

£47,740/yr

*At £280/day over 220 billable days. Outside IR35 (limited company) is £6,450/year better at this rate.

Work out your take-home

Pre-filled with a typical locum social worker rate — change it to match your contract.

Advanced options

Inside IR35 (umbrella)

£41,290/yr

You keep 67% of the contract value

Assignment rate£61,600
Umbrella margin-£1,150
Employer NI-£7,198
Apprenticeship levy-£265
Income tax (PAYE)-£8,627
Employee NI-£3,070
Take-home pay£41,290

Outside IR35 (limited company)

£47,740/yr

You keep 78% of the contract value

Company revenue£61,600
Director salary-£12,570
Employer NI on salary-£1,136
Corporation tax-£9,100
Dividend tax-£3,624
Income tax + NI on salary-£0
Take-home pay£47,740

Outside IR35 (limited company) leaves you £6,450/year better off at this rate.

Questions

What is a typical locum social worker day rate in the UK?

Locum Social Worker day rates in the UK typically fall between £200 and £400, with around £280 a common mid-point. Your rate depends on experience, location, sector and IR35 status.

How much does a locum social worker take home after tax?

At £280 a day over 220 billable days, take-home is roughly £41,290 inside IR35 (umbrella) or £47,740 outside IR35 (limited company) for 2025/26. Adjust the calculator for your exact figures.